First, thanks for that. I am currently reading Graeber's book. I like that he is an anthropologist, not an economist.

If I may, I have (fully) developed an alternative monetary paradigm that could be adopted by any nation on the planet without changing its economic system--or its political system. [For the record, I do have an M.A. in economics.] In it money is created as needed--without involving debt in any way--to fund a ('livable') income for which any adult citizen of the nation could become eligible and to fund government (all government, from local to central) forevermore at the current per capita rate of total government spending.

The amount of money created would be determined by demographics--and nothing else. There is a mechanism in the paradigm to withdraw 'excess' money from the economy, but people and businesses would be able to amass plentiful pools of money and bountiful baskets of assets, and no money would be collected from any person or business before it could be used for purchases/investment (to be sure, a difficult bit of economic engineering to accomplish).

If curious, "A Most Beneficial Economic Change" is a "2 min read" here in Medium with links to articles about the paradigm from various angles--none of it, for the benefit of any 'guest readers', behind the paywall.